When I say managing our money can be a guessing game, it's a simple explanation. When are you going to die? Have to take a guess on that one don't you. See what I mean? There's a great question out there. If you knew you'd be blowing out the candles on your 100th birthday, would you change how you manage your money today?

Merrill Lynch released a survey yesterday and it found that three out of four affluent Americans answered yes to that question. Citing research from the Society of Actuaries, Merrill said chances are many of them will live that long. The research found that someone 65 and married has a 31% chance they or their spouse will live past 95.

58% said living to 100 would be a good thing. But with the good, comes the bad. Many also said living that long would produce anxiety. That's because for many of us, it means holding off retirement and reigning in spending today.

Here's an interesting fact from the survey. Of those surveyed with $250,000.00 in assets or more, about half said they'd rather hold off retirement than make tradoffs in their current lifestyle. About a quarter of the respondents said retirement for them is more like 85 than 65. 39% said they'd work at least part time in retirement.

So what's causing all this anxiety? Think for a moment. Okay time's up. Health Care. 79% said the rising cost of health care is their top financial concern. About 62% of those over 50 said they still haven't estimated what health care will cost them in retirement.

Brian and I have talked in recent months how it seems that more and more Americans have been paying down their debt. We've also had stories that indicated part of the reason we didn't spend as much over the holidays is because we were building our savings. Huh? Get this.

Bankrate.com released a survey yesterday and it doesn't paint such a positive picture. The survey found that 25% of Americans have more credit card debt than they have in emergency savings. So what happens if a true emergency strikes? They use that money to cover it and now they have no cash on hand and still a big credit card bill.

Greg McBridge is Bankrate.com's senior financial analyst. We've talked to him on the show many times in the past. He says individuals are doing a better job at living within their means. But he says as the economy slowly starts turning around, we as individuals are having a tough time. He says it all adds up.

Years of stagnant wage growth, high unemployment, declining home values and increasing household expenses are straining and in some cases draining our wallets. And to pour salt on that wound, McBride says it appears it'll only get worse as gas prices increase. According to the survey, 60% of Americans said they've cut back on decretionary spending because of high gas prices. That doesn't bode well for local businesses like restaurants and the like.

It certainly isn't the equation for having a good feeling about your finances.

It appears that life is getting back to normal for the Susan G. Komen Foundation. The recent flap over the de-funding of free breast exams for low income women at Planned Parenthood put the charity in a negative spotlight in the view of many. Komen reversed themselves though and it appears life might be getting back on track.

They held their "Race For The Cure" in El Paso, Texas on Sunday. Last year they had 11,500 turn out for the walk and run. This year they had 11,000. So the turnout was pretty much the same. It doesn't seem there were any ill effects of the recent controversy.

Many participants were interviewed and said while they knew of the Planned Parenthood flap, they still wanted to come out and support the fight against breast cancer. That's what it's all about and that's what it should be about.

Komen's more than 140 races worldwide every year help drive nearly $420 million in donations of all kinds annually.

If El Paso's turnout was any kind of a test, it appears Komen passed it. There are 5 events in March and 12 in April. No doubt the El Paso organizers were very nervous on Sunday.